When people apply for disability insurance, the Social Security Administration mainly looks at medical and technical qualifications. If you have a disability, you must have the right and accurate medical records to prove your illness and that it is severe enough to prevent you from working. Technical qualifications determine your income and work history.
Indeed, it is not easy at all to get social security benefits unless you have strong evidence and legal representation by your side. If you have been struggling to get benefits or your claim was denied by disability insurance companies, it is a sign that you need to hire an attorney. Speak to an experienced legal expert today to explore your options.
Ways to document your disability for long-term disability benefits
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Medical records.
The best way to document your disability and show the insurance company that your condition is severe enough to force you to stop working is through medical records. These are also essential pieces of documentation while filing for long-term disability benefits. These include every evidence from the beginning when you start experiencing symptoms.
Some documents include hospital records, doctor’s visits, check-ups, and prescription lists. It is vital to keep the original papers secure as well as create enough copies of each.
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Consultative examinations.
Your family doctor or physician or an independent doctor (depending on the circumstances) may ask you to participate in consultative examinations and lab tests. The results and reports of these specific exams and tests are used to determine whether you actually have the condition you claim and if it is serious enough to force you to stop working. Therefore, be sure to collect these reports from any doctor you see.
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Treating physician’s testimony.
Your primary care physician’s testimony and opinion is often a great piece of evidence to prove your disability and increase the chances of approval of your claim. Since they are experienced, qualified, and highly knowledgeable in their field, their testimony is trusted and credible before the SSA and offers much weight.
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Job description.
To show the insurance company that you cannot perform your current job’s activities, you must provide them with a description. In the description, you must list all of your job activities and documentary proof that you are indeed required to perform them by your employer. The more detailed and specific the description, the better the insurance company can understand whether you can perform the job.
