There are several websites offering online travel insurance policies. World Nomads and InsureMyTrip are two examples of these websites. World Nomads sells customizable travel insurance policies. The inclusions of their policies are extensive. They cover scuba diving, mountain biking, bungee jumping, skiing, and adventure sports. World Nomads also offers a standard plan, while their Explorer Plan is designed for more adventurous travelers.
Many of these companies offer custom upgrades. You may be able to get pre-existing condition coverage and car rental coverage. You can also opt for an accidental death and dismemberment policy, but this coverage typically requires a deposit 15 days prior to the trip. You should also check the fine print to make sure the policy covers the activities you plan to do while on holiday. Make sure your policy covers your planned activities and includes emergency assistance if needed. Remember to compare multiple quotes before purchasing a policy.
Nationwide Insurance is another popular option. This company’s plans are available online, and you can purchase them up to one day prior to departure. When it comes time to make a claim, you’ll need to call their claims department. Then, you’ll need to organize the receipt of different forms and documents. Document your claim and submit the required information by mail, email, or fax. It will take around 15 business days for the insurance company to review your claim. It may also require additional documentation from you.
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