Dirty Tricks Insurance Adjusters Use

There are many different insurance companies, and they all have different strategies. However, some insurance companies have been known to use “dirty tricks” in order to save money and increase profits. These tricks can include Denying coverage for pre-existing conditions, Cancelling coverage for people who get sick, Refusing to pay for necessary treatments, and more. If you think your insurance company is tricking you, visit robertkinglawfirm.com and talk to a personal injury attorney.

Dirty tricks insurance adjuster use

It is common for insurance adjusters to try a few tricks to minimize the amount of money they have to pay on an insurance claim. Here are a few dirty tricks that insurance companies have been known to use.

  • Failing to Acknowledge the Claim

An insurance company may deny or delay a claim by failing to acknowledge the claim. The company may claim that it never received the claim, or it may argue that the claim was incomplete.

  • Delaying the Investigation

An insurance company may try to delay the claim process by dragging its feet during the investigation. The company may claim that it needs more time to gather information, or it may argue that it needs more time to verify the facts.

  • Lowballing the Settlement Offer

An insurance company may try to minimize the money it has to pay by making a lowball settlement offer. The company may claim that the policy limits have been reached, or it may claim that the policy does not cover the damage.

  • Denying the Claim

An insurance company may try to deny the claim by claiming that the policy does not cover the damage. The company may also claim that the policyholder did not follow the proper procedure for filing a claim. 

  • Delaying the Payment

An insurance company may try to delay the payment by claiming that it needs more time to investigate the claim. The company may also try to delay the payment by claiming that it needs more time to review the policy. The company may also try to delay the payment by claiming that the policyholder did not provide adequate proof of the damage.

  • Disputing the amount of the Claim

An insurance company may try to dispute the claim amount by claiming that the policyholder did not provide adequate proof of the damage. The company may also say that the policyholder did not follow the proper procedure for filing a claim.

What to Do If Your Claim Is Denied?

You should retain an attorney to help you if your insurance claim is denied. An attorney can help you file a lawsuit against the insurance company. They can also help you negotiate with the insurance company.